Open Lending Corp Stock Analysis

Open Stock Analysis Notes

About 78.0% of the company shares are owned by institutional investors. The book value of Open Lending was now reported as 0.62. The company has Price/Earnings To Growth (PEG) ratio of 0.21. Open Lending Corp recorded a loss per share of 1.26. The entity had not issued any dividends in recent years. Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. Open Lending Corporation was founded in 2000 and is based in Austin, Texas. Open Lending operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 132 people. To find out more about Open Lending Corp contact Charles Jehl at 512 892 0400 or learn more at https://www.openlending.com.

Open Lending Corp Investment Alerts

Open Largest EPS Surprises

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Open Stock Institutional Investors

Note, although Open Lending's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Open Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 211.56 M.

Open Profitablity

Management Efficiency

Open Lending Corp has return on total asset (ROA) of (0.1341) % which means that it has lost $0.1341 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (1.0253) %, meaning that it created substantial loss on money invested by shareholders. Open Lending's management efficiency ratios could be used to measure how well Open Lending manages its routine affairs as well as how well it operates its assets and liabilities. As of the 2nd of February 2026, Return On Tangible Assets is likely to grow to -0.51. In addition to that, Return On Capital Employed is likely to grow to -0.29. At this time, Open Lending's Net Tangible Assets are very stable compared to the past year. As of the 2nd of February 2026, Other Current Assets is likely to grow to about 16.9 M, while Total Assets are likely to drop about 278 M.

Technical Drivers

As of the 2nd of February, Open Lending holds the Coefficient Of Variation of 7052.45, semi deviation of 3.87, and Risk Adjusted Performance of 0.0186. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Open Lending, as well as the relationship between them.

Open Lending Corp Price Movement Analysis

Open Lending Corp Insider Trading Activities

Open Lending Outstanding Bonds

Open Lending Predictive Daily Indicators

Open Lending Forecast Models

Open Lending's time-series forecasting models are one of many Open Lending's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Open Lending's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Open Lending Bond Ratings

Open Lending Corp financial ratings play a critical role in determining how much Open Lending have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Open Lending's borrowing costs.

Open Lending Corp Debt to Cash Allocation

Open Lending Corp currently holds 143.77 M in liabilities with Debt to Equity (D/E) ratio of 0.72, which is about average as compared to similar companies. Open Lending Corp has a current ratio of 18.11, suggesting that it is liquid enough and is able to pay its financial obligations when due. Note, when we think about Open Lending's use of debt, we should always consider it together with its cash and equity.

Open Lending Total Assets Over Time

Open Lending Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Open Lending uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Open Lending Debt Ratio

45.0

It appears that about 55% of Open Lending's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Open Lending's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Open Lending, which in turn will lower the firm's financial flexibility.

Open Lending Corporate Bonds Issued

Open Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how Open Lending prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Open shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Open Lending. By using and applying Open Stock analysis, traders can create a robust methodology for identifying Open entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Open analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Open analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Open Lending Corp stock analysis indicators help investors evaluate how Open Lending stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Open Lending shares will generate the highest return on investment. By understating and applying Open Lending stock analysis, traders can identify Open Lending position entry and exit signals to maximize returns.

Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Open Lending Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in poverty. You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.

Will Diversified Capital Markets sector continue expanding? Could Open diversify its offerings? Factors like these will boost the valuation of Open Lending. Expected growth trajectory for Open significantly influences the price investors are willing to assign. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Open Lending data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.

Understanding Open Lending Corp requires distinguishing between market price and book value, where the latter reflects Open's accounting equity. The concept of intrinsic value—what Open Lending's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Open Lending's price substantially above or below its fundamental value.

Understanding that Open Lending's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Open Lending represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, Open Lending's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.